How Much Does Infertility Treatment Cost
Infertility treatment cost in the USA:
http://www.lumalove.com/ How much does infertility treatment cost is a question that is on the mind of any couple that is having a hard time getting pregnant. Infertility treatment cost is broken down into three categories. Infertility treatments are expensive. Not having infertility insurance coverage to pay for workup and treatment adds to your getting pregnant stress. For those of you that have infertility coverage:
- The cost of work up blood tests and ultrasounds.
- Infertility medications cost.
- The cost of treatment
Infertility treatment cost for workup, medication, and treatments are all expensive. Not having infertility insurance coverage to pay for workup and treatment adds to your getting pregnant stress. For those of you that have private health insurance you may or may not be covered for infertility work-up, treatment, and medications. Many times private insurance co-payment can be several hundred dollars. Many times if your insurance company pays for infertility treatment they may cap how much they will pay. For example, when I went through traditional infertility treatment my insurance would pay a maximum of $20,000 for treatment which did not include medications.
Many USA states have mandated that insurance companies pay for infertility treatment costs for IVF.
If your state is not listed here, do not be disheartened as your insurance company may pay for work up and non-IVF treatments. Therefore it is important to call your insurance company and see what exactly it covers and what is the maximum they will pay.
At the time of this article the 15 USA states that mandate fertility coverage are as follows:
- New Jersey
- New York
- Rhode Island
- West Virginia
Infertility treatment cost in the UK:
For those of you living in the UK, some NHS operated fertility clinics offer free in-vitro (IVF) fertilization treatment to people whom their Primary Care Trust (PCT) sponsors them. You need to contact your local Primary Care Trust PCT to find out how to qualify for sponsorship.
The availability of IVF treatment on the NHS is subject to guidelines which The National Institute for Health and Clinical Excellence (NICE) issue out. These recommend that you should be offered up to three cycles of IVF if:
- you are between 23 and 39 years of age at the time of treatment, and
- one, or both, of you, has been diagnosed with a fertility problem, or
- you have been infertile for at least three years.
Some Primary Care Trust also have additional criteria that may affect your eligibility for funding. For example, some Primary Care Trust will not provide funding for couples where one partner already has a child. Waiting lists for NHS funded IVF treatment will vary depending on your particular PCT. If you have been trying for a baby for a while (more than a year), and you are over 30 years of age, it is important to see your GP as soon as possible to discuss your fertility treatment options on the NHS. Unless you are exempt, you will have to pay prescription charges for any medicines that you require.
Infertility Treatment costs in private UK clinics:
Most fertility clinics (even those located on NHS premises) only offer a fee-paying IVF service. The cost varies from clinic to clinic.
A cycle of IVF, including medicines and consultations, can typically cost between £4,000-£8,000 pounds. However, costs could increase if you also require donor eggs or sperm.
Private clinics operate in competition with each other, so prices tend to be similar in most areas of the country; usually an average of around £5,000 a cycle. As the medicines associated with IVF can be costly, you should ensure that the overall prices in include the cost of the medications.
Infertility Treatment costs in Ireland:
As far as I know, Ireland does not cover the cost of infertility treatment, and you have to pay privately to have infertility treatment. The average cost of one month’s infertility treatment is about 5000 euro. Your GP may be able to prescribe medication to you, but my advice is to have a basic work up done before you start medication.
Midwife Hannah Bajor, C.N.M., M.S.N – Pregnancy 101 Expert
Midwife of 30 years her website is http://www.lumalove.com. Pregnancy is one of the GREAT human miracles no one will ever fully understand. Hannah walks her talk in everything she does. At the age of 38, she finally got pregnant after a 12-year struggle. She finally joined the elite group of women she cared for called pregnant. At 16 weeks pregnant her world came crashing in. Hannah found out her baby boy growing inside of her had died.
A year after her devastating miscarriage, six months of failed infertility treatments her inner world crumbled to pieces. Hannah’s Doctors told her she was infertile; she
had run out of eggs and she was too old to have a baby. The killer was she was advised to stop trying to get pregnant.
Hannah would not give up her dream of having a baby!
Despite her devastating diagnosis of being infertile, she did not give up hope. She did a year of research which finally paid off. She now has two growing boys, conceived naturally. At the birth of her second son, she almost died. She was given a death or stay option at life. This experience ignites Hannah’s mission in the world to be a leader.
Hannah’s Mission in Life…
Hannah is driven by a life mission to provide a multi-platform line of pregnancy and childbirth related educational products. Her company Lumalove LLC helps couples globally to access new and dynamic prenatal education. Hannah shows parent-to-be how to lay the foundational blueprints for a happier, healthier pregnancy outcomes.
Do you have a copy of Hannah’s FREE eBook Birth, A Conscious Choice? If not have it delivered to your inbox, chapter by chapter. It is fascinating to read to deepen your understanding about getting pregnant, pregnancy, birth, and miscarriage. To access click on DEEPER UNDERSTANDING INTO PREGNANCY BOOK
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